Best Payment Gateways in Nepal

Payment Gateways in Nepal – Comprehensive Guide by Apinepal

Nepal’s digital payment landscape has evolved rapidly, offering a range of secure and efficient solutions for both businesses and consumers. With the increasing demand for online transactions, multiple payment gateways have emerged, each bringing unique features and benefits. At Apinepal, we bring all these providers together in one place — making it easier for you to explore, compare, and choose the right solution.

Top Payment Gateways in Nepal

1. eSewa

Nepal's pioneering online payment gateway, eSewa offers a comprehensive suite of services, including bill payments, mobile recharges, ticket bookings, and eCommerce integration. Its widespread adoption makes it a preferred choice for individuals and merchants alike.

• Key Features: Real-time transactions, utility payments, seamless eCommerce integration

• Payment Methods: Mobile wallet, bank transfers, direct bank payments

2. Khalti

Owned by Sparrow Pay Pvt. Ltd., Khalti is a popular digital wallet and payment gateway, known for its user-friendly interface and reliable service. It supports a broad range of online utilities and business transactions.

• Key Features: Merchant dashboard, mobile app, simple website integration

• Payment Methods: Mobile wallet, bank transfers, QR code payments, card payments

3. IME Pay

Part of the IME Group, IME Pay combines remittance services with mobile payment functionality. It supports consumers and merchants with features like utility bill payments and QR code transactions.

• Key Features: Remittances, QR payments, mobile top-ups

• Payment Methods: Wallet-to-wallet transfers, bank transfers, QR code payments

4. Fonepay

A licensed interoperable payment network, Fonepay connects banks, financial institutions, and merchants across Nepal. It is widely recognized for promoting QR-based transactions.

• Key Features: QR payments, P2P & P2M transactions, mobile integration

• Payment Methods: Mobile wallets, bank transfers, QR payments

5. ConnectIPS

A joint initiative of major banks, ConnectIPS enables direct and secure payments from over 60 financial institutions. It is especially valuable for government payments and business integrations.

• Key Features: eCommerce and government integration, real-time transfers

• Payment Methods: Direct bank transfers

6. QPay

QPay offers simple and reliable mobile payment services, with a focus on QR-based transactions. Its compatibility with online platforms makes it ideal for small to mid-size businesses.

• Key Features: QR code payments, mobile wallet, eCommerce integration

• Payment Methods: Wallet transfers, bank account transfers, QR payments

7. PrabhuPAY

Powered by Prabhu Bank, PrabhuPAY supports various digital payment functions, including ticket bookings and merchant QR code transactions, all accessible via a dedicated mobile app.

• Key Features: Utility payments, ticketing, remittances

• Payment Methods: Mobile wallet, bank transfers, QR code payments

8. CellPay

CellPay offers both wallet and direct bank-linked services. It supports merchant payments and personal transactions, all within a secure mobile environment.

• Key Features: QR transactions, bank account integration

• Payment Methods: Bank transfers, QR payments

9. NIC ASIA CyberSource

Offered by NIC ASIA Bank, CyberSource is a robust gateway for processing high-volume transactions, supporting international payments and advanced fraud protection.

• Key Features: High-volume support, fraud detection, multi-currency processing

• Payment Methods: Visa and MasterCard

10. Namaste Pay

A joint initiative of Nepal Telecom and Rastriya Banijya Bank, Namaste Pay is focused on nationwide digital inclusion, offering wallet services, cash-in/cash-out facilities, and mobile-based payments.

• Key Features: Extensive coverage, mobile wallet, cash-in/out services

• Payment Methods: Wallet-to-bank, mobile payments

Conclusion

Nepal’s growing digital ecosystem is powered by a robust lineup of payment gateways, each designed to meet unique business and consumer needs — from QR payments and remittance to enterprise-level eCommerce solutions.

At Apinepal, we make it simple to access, compare, and integrate with Nepal's top payment gateways — all from a single, reliable platform. Whether you're launching a startup, expanding your online store, or streamlining operations, Apinepal is your one-stop solution for digital payments in Nepal.